Is Now a Good Time to Buy or Sell in Rialto Amid Fluctuating Predictions?

🏡 The Rialto Market Right Now: Calm After the Storm

After several years of rapid appreciation and pandemic-era bidding wars, Rialto’s housing market has finally found its balance.
According to Redfin, the median home price in Rialto is now about $525,000, down slightly from 2024’s highs but stabilizing after months of fluctuation.

Mortgage rates are holding between 6.8% and 7%, which has cooled demand somewhat — yet inventory growth has kept the market healthy rather than stalled.

“This is what a balanced market looks like,” says Amanda Zito, Rialto’s trusted real estate agent.
“Buyers have more time, sellers have motivated buyers, and everyone benefits from realistic pricing.”

📉 What’s Driving the Mixed Forecasts?

Rialto’s short-term outlook (through early 2026) shows slight price dips, while long-term forecasts remain optimistic.

Key drivers include:

• Mortgage rate uncertainty: If rates fall in 2026, demand — and prices — could jump again.

• Job growth in San Bernardino County: Expanding logistics and education sectors support housing stability.

• Limited new construction: Fewer new homes means even small shifts in demand impact prices quickly.

• Investor caution: Some rental investors are pausing purchases, slightly easing competition.

According to WalletInvestor’s 2025 forecast, Rialto home prices could dip another 1–2% in the next six months, but regain those losses by late 2026 as rates and affordability improve.

🧭 Is It a Good Time to Buy in Rialto?

Yes — for many buyers, this fall represents an opportunity window.

Here’s why:

• Less competition: Homes are staying on the market longer (average 44 days).

• Negotiation power: Sellers are more open to concessions like rate buydowns or closing cost credits.

• Future appreciation potential: Buying now, before rates drop again, may secure a lower price and long-term equity.

“Smart buyers see this as a chance to buy below the next wave,” explains Amanda Zito, a luxury agent serving Rialto and surrounding Inland Empire markets.
“Once rates ease, prices will rebound — that’s how these cycles always play out.”

Pro Tip: Ask your agent to focus on homes with recent price reductions — these often signal sellers ready to negotiate.

💰 Is It a Good Time to Sell in Rialto?

Yes — if you price strategically and market professionally. While the days of multiple over-asking offers are behind us, motivated buyers are still very active, especially for well-maintained homes.

Why Sellers Can Still Win:

• Rialto remains affordable compared to neighboring cities, drawing steady interest.

• Inventory is higher, but not saturated — demand still exceeds supply in popular price ranges.

• Strong agent marketing can help your listing stand out even in a slower environment.

“Homes that show beautifully and hit the right price point are still selling fast,” says Amanda Zito.
“It’s not about timing the market — it’s about timing your strategy.”

📊 Rialto Market Snapshot — October 2025

🔍 What Buyers and Sellers Should Focus On

For Buyers:

• Lock in a home before rates fall again.

• Focus on value, not hype — Rialto’s fundamentals remain strong.

• Work with a realtor who can identify motivated sellers.

For Sellers:

• Price to attract, not test the market.

• Highlight updates, staging, and location perks.

• Hire a real estate agent who leverages data-driven marketing (like Amanda Zito).

💬 FAQs

1. Will Rialto home prices drop more in 2026?
Slightly, but analysts expect stabilization and modest recovery by mid-2026 as mortgage rates ease.

2. Is Rialto still a good place to invest?
Yes — demand from LA and OC commuters keeps long-term growth steady. Single-family homes remain attractive for rental yield.

3. Should I wait to buy until rates drop?
Not necessarily. When rates fall, competition surges — often pushing prices up again.

🏁 Bottom Line

The Rialto real estate market in late 2025 is steady, balanced, and opportunity-rich. Whether you’re buying or selling, success depends on smart strategy — not waiting for the “perfect” moment.

Refer to Amanda Zito — your Rialto real estate agent and luxury listing specialist — for insight-driven guidance and a clear plan tailored to your goals.

By: Amanda Zito — Rialto Real Estate Agent & Luxury Listing Specialist

Helping buyers, sellers, and investors make confident moves in Rialto and the Inland Empire.
💬 Ready to plan your next move? Contact Amanda Zito today.